Welcome to Retro Payments, where payment processing meets reliability, innovation, and security. We are more than just a payment solutions provider — we are your trusted partner in navigating the complexities of merchant services. Whether you’re a startup or an established enterprise, MyntPay is here to help you grow, scale, and thrive in the ever-evolving digital economy.
At Retro Payments, we are committed to helping businesses succeed by providing high-quality payment processing, robust merchant accounts, and cutting-edge digital marketing solutions. We aim to solve real-world problems for our clients by offering a seamless experience, backed by personalized customer service and advanced technology.
Our vision is to be the leading provider of high-risk, Low-risk & Medium merchant services while continually innovating and evolving to meet the ever-changing needs of the global market. We are passionate about simplifying the complex world of payment processing and helping our clients build secure, scalable payment ecosystems that grow with them.
Integrity – We operate with transparency, honesty, and respect for our clients, ensuring that our solutions are always in their best interest
Innovation – We’re always looking for new ways to improve our services and help businesses grow through technology and innovation.
Security – Protecting your data and transactions is at the heart of everything we do, ensuring that you can rely on us for safe, secure payments.
Customer Success – We are committed to the success of our clients, offering tailored solutions and exceptional support every step of the way.
When you partner with Retro Payments, you’re not just gaining a payment processor; you’re gaining a committed ally who understands the intricacies of your business and is here to help you succeed. Our solutions are built with your needs in mind — from streamlining payment processing to providing strategic digital marketing insights and tools.
With Retro Payments, you’ll have access to a seamless, reliable, and scalable payment processing experience that adapts as your business grows. We work tirelessly to make sure that your payment systems are always running smoothly, giving you more time to focus on what matters most — building your business.
High-risk businesses often face approval challenges, higher scrutiny, and increased transaction monitoring. Retro Payments specializes in providing secure and compliant payment solutions for industries such as dating, gaming, casino, adult services, and other high-risk sectors. We help ensure smooth payment acceptance, reduced disruptions, and a reliable payment setup that supports long-term business success.
Medium-risk businesses require flexible payment solutions that can adapt to growing transaction volumes and evolving risk profiles. Whether you operate subscription services, SaaS platforms, startups, or high-volume businesses, MyntPay delivers secure and scalable payment processing. Our solutions help maintain transaction stability while supporting business expansion and operational efficiency.
For businesses in low-risk industries, smooth and cost-effective payment processing is essential. Retro Payments offers secure merchant account solutions for online stores, software companies, nonprofits, and service providers. Our stable payment infrastructure ensures consistent approvals and a seamless transaction experience to support steady business growth.
High-risk payment processing often comes with higher fees due to increased compliance and fraud monitoring requirements. At Retro Payments, we believe pricing should be reasonable, transparent, and aligned with your actual risk profile—not inflated without explanation.
We don’t penalize merchants simply for operating in a complex or regulated industry. Instead, our pricing is structured based on business history, transaction volume, and compliance readiness. This ensures you receive stable processing at rates that support long-term growth, not short-term pressure.
Unlike many providers, Retro Payments avoids unnecessary setup or hidden charges. Our focus is on building a lasting partnership where your business can scale confidently while maintaining predictable costs.
High-risk merchants are often promised “instant approvals” that later result in sudden account freezes.
At Retro Payments, we take a smarter approach.
Our onboarding process is designed to move quickly while remaining fully compliant. By reviewing your business model clearly from the start, we help reduce delays and avoid future disruptions.
This means:
✅ Fewer back-and-forth requests
✅ Clear expectations from day one
✅ Approvals built for long-term stability
You get up and running faster—without risking account shutdowns later.
A past credit issue or limited processing history should not automatically block your business from accepting payments. Myntpay evaluates your complete business picture, not just a single data point.
We consider factors such as:
✅ Business structure and operations
✅ Compliance readiness
✅ Transaction patterns and growth plans
This balanced review helps many legitimate merchants secure payment solutions even when traditional processors say no—while still maintaining strict compliance standards.
Most high-risk providers don’t clearly explain why a business is approved, restricted, or monitored. This often leads to sudden payment holds and account shutdowns. At Retro Payments, we believe transparency builds trust.
We clearly explain:
✅ How your business is categorized
✅ What risk factors apply to you
✅ What actions help improve stability over time
Standard settlements are T+3 to T+5. However, for established merchants with low dispute rates, we offer accelerated settlement options to improve liquidity.
We use a consultative approach. Instead of a flat “no,” we review your processing history, fulfillment processes, and chargeback mitigation strategies to place you with an acquiring bank that welcomes your specific industry.
Yes. We fully support 3DS2 to ensure compliance with European PSD2 regulations while maintaining a frictionless checkout experience for low-risk transactions.
We integrate with industry leaders like Ethoca and Verifi to provide RDR (Rapid Dispute Resolution) and CDRN alerts, allowing you to refund a customer before a chargeback is officially filed.
Yes. You can settle in your local currency or maintain balances in major currencies like USD, EUR, and GBP to hedge against exchange rate volatility.
Transparency is our core value. All fees—from interchange-plus pricing to monthly maintenance—are disclosed upfront in your customized proposal.
Absolutely. We support major local wallets and bank transfers across the APAC region to help you capture the unbanked and digital-first markets.
Most merchants are integrated within 48 hours. We offer robust API documentation and “no-code” plugins for major eCommerce platforms.
We don’t just shut you down. Our risk team works with you to identify the source of the spikes—whether it’s a shipping delay or a specific affiliate traffic source—and helps you implement a correction plan.
We are PCI DSS Level 1 compliant. We use advanced encryption and tokenization, meaning we handle the security heavy-lifting so you can focus on sales.
